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Private Practice Success: CFO-Approved Budget For Team Growth

CFO for therapist
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As the CEO of  Zuri Counseling and Wellness, Dr. Zuri  Maina saw the upcoming fiscal year as an opportunity to drive competitive growth by fortifying her most valuable asset: her team.

In the specialized, high-demand mental health services sector the:

strategic investment in employee incentives

compensation raises

team-building and,

professional development

is not just a morale boost, but a calculated move that would lay the groundwork for sustainable growth, reduced turnover, and a more substantial reputation in the field.

Partnering with CFO Lozelle Mathai, a mental health practice finance expert, Zuri devised a strategic budget that balanced immediate employee satisfaction with long-term ROI.

Lozelle’s expertise in accounting for Mental Health Counseling and Specialized Therapy practices helped ensure that each dollar allocated to employee investments would deliver measurable returns. They identified key focus areas:

competitive compensation packages,

performance-based holiday bonuses,

team-building events to reinforce company culture and,

targeted training to expand service offerings.

Zuri’s commitment to competitive compensation was grounded in her understanding that talent retention is fundamental to growth. High turnover in therapy practices disrupts client care, impacts the bottom line, and dilutes organizational knowledge.

With these factors in mind, Zuri and Lozelle allocated a portion of the budget to offer strategic raises. These raises would be based on performance metrics and tenure, ensuring that high achievers and long-standing team members feel rewarded for their loyalty and contributions.

“Competitive pay is more than a cost—it’s a strategic investment in stability,” Zuri explained. By aligning compensation with the industry’s demand for specialized therapists, Maina Counseling and Wellness would reduce attrition and enhance client satisfaction through consistent, high-quality care.

Financially, the expense of competitive compensation was far lower than the cumulative costs associated with frequent recruiting, onboarding, and lost client loyalty due to turnover.

Holiday bonuses were another investment designed to foster loyalty and motivation. Studies show that financial rewards during the holiday season can significantly impact employee engagement and retention.

By setting aside a budget for holiday bonuses, Zuri aimed to send a clear message to her team: their hard work and dedication were appreciated. She understood that financial incentives strengthen employee loyalty, increase motivation, and ultimately contribute to a positive workplace culture that clients can feel.

Lozelle underscored the importance of these bonuses from a financial perspective, noting that employee satisfaction leads to increased productivity, lower absenteeism, and better overall performance. In an industry where emotional resilience is critical, such incentives are essential to employee well-being.

Team-building activities were another critical budget component, explicitly focusing on cultivating a resilient and collaborative culture. “In mental health practices, team cohesion isn’t just beneficial—it’s essential,” Zuri said.

Quarterly events, from off-site retreats to skills-sharing workshops, were designed to reinforce therapist relationships. These events would allow employees to connect outside the constraints of day-to-day sessions, building trust and a support system that would improve collaboration and resilience back in the workplace.

For instance, off-site retreats could provide a change of scenery and a break from the routine, fostering creativity and team spirit. Skills-sharing workshops could enhance the team’s collective knowledge and skills, leading to better client outcomes.

From a business perspective, these activities offered an indirect yet consequential return on investment. A unified team is more likely to share knowledge, support each other through challenging cases, and create a more positive client experience.

Additionally, team-building events help cultivate a workplace culture that attracts top talent in the industry, giving Maina Counseling and Wellness an edge in a competitive job market.

The budget for professional development was another strategic investment with clear financial and operational benefits. As CEO, Zuri viewed training as a means to expand the practice’s service offerings, attract a broader client base, and address diverse mental health needs.

Investing in certifications such as trauma-focused cognitive behavioral therapy, EMDR, and mindfulness therapy would enhance the team’s capabilities and elevate the practice’s profile.

Lozelle, with her expertise as a mental health CFO, pointed out that training expenses, while initially high, would pay for themselves through expanded billable services, higher client retention, and increased referrals. Additionally, investing in training was a retention strategy; employees were more likely to stay with a company that prioritized their professional growth.

Zuri noted, “Developing our team’s expertise isn’t just about staying current; it’s about differentiating ourselves in a crowded marketplace.” Maina Counseling and Wellness could secure a competitive edge and adapt to emerging client needs by budgeting for targeted training.

One critical aspect of the budgeting strategy was flexibility. Zuri and Lozelle designed a framework that left room for contingencies, allowing the practice to adapt to unforeseen opportunities or challenges without sacrificing financial stability.

This approach underscored Zuri’s commitment to proactive management, ensuring the practice could meet team and client needs without disruption, and providing a sense of stability to all stakeholders.

The flexibility also allowed for responsive measures, such as additional incentives during peak stress periods or increased support for team wellness initiatives if burnout became an issue.

For instance, the budget could include provisions for additional paid time off during peak stress periods, or for wellness programs such as yoga classes or counseling services. By anticipating potential fluctuations, Zuri demonstrated both financial prudence and an unwavering commitment to her team’s well-being.

For Zuri, this budgeting strategy was about building a foundation for sustainable growth. By investing in her team, she positioned Maina Counseling and Wellness as a practice where talented professionals wanted to stay and thrive.

The resulting benefits—reduced turnover, enhanced productivity, and improved client satisfaction—were immediate and would resonate through the practice’s reputation and client base, paving the way for a promising future.

As Lozelle summarized, “Investing in people yields measurable returns that strengthen every part of the business.” Maina Counseling and Wellness was prepared for a year of growth, innovation, and resilience by committing to these initiatives.

For Zuri, this strategy wasn’t simply about expenditures but about making investments in a future where her practice could lead with excellence and compassion.

From a CEO’s perspective, employee incentives, training, and support investments were key drivers of competitive advantage and operational resilience.

By budgeting with a focus on retention, team culture, and skill enhancement, Zuri had ensured that Maina Counseling and Wellness could not only meet the demands of a complex field but thrive within it, setting a standard in the mental health industry that clients and talent alike would be drawn to for years to come.



This article is designed to provide information only and should not be considered legal or tax advice. Because of the complexity of the law and the variables in your own personal tax and accounting situation, you can’t rely on our advice specifically related to your unique circumstances. In order to get the best tax savings and legal advice available to you, you should consult with your own accountant, attorney or advisor regarding your particular facts and circumstances. Healthy Bodies of Finance is an accounting firm that specializes in working with health and wellness providers. We provide monthly accounting & bookkeeping services and financial education. For more information on our specialized services for health and wellness providers please contact us at [email protected]